360 ONE WEALTH

Integrated financial planning to grow, protect and sustain your wealth.

Investment strategy, super planning including SMSF, insurance + risk with the long view on retirement. Built around your life and what matters most to you.

01 → Discovery

We take the time to understand your business properly. Your structure, your goals, your pressure points. Most clients tell us this first conversation alone surfaces things their previous advisor never asked about.

02 → Strategy

We build a tailored plan. Compliance obligations, tax position, reporting framework, and a 12 month strategic roadmap aligned to your goals. Everything connected, nothing working against itself.

03 → Partnership

Ongoing and proactive. We check in regularly, surface issues early, and adjust your strategy as your business evolves. You are in the rhythm year round, not waiting until June for the next conversation.

WEALTH, ON PURPOSE

Build wealth on purpose, guided by experts.

Most people accumulate wealth reactively. Saving what is left at the end of the month. Investing when they get around to it. Hoping it adds up.

At 360 ONE Wealth, we help you build it deliberately. With a clear strategy, the right structures, and advice that connects your business success to your personal financial future. Because wealth is rarely about what you earn. It is about what you keep, what you grow, and what you eventually pass on.

For business owners, the line between business finances and personal finances is rarely clean. Decisions made inside your business, how you pay yourself, how you structure your entities, when you draw dividends, have a direct impact on your personal wealth position. We treat them as one integrated picture.

Established 2007

Xero Platinum Partners

Bacchus Marsh Based

Clients Australia Wide

OUR WEALTH SERVICES

A complete approach to building and protecting your wealth.

Super Planning + SMSF

Strategies to maximise your super and build a stronger foundation for retirement. Including full SMSF setup, administration, compliance, audit coordination and strategic investment support.

Insurance + Risk

The right cover to protect your income, your family and your assets. Considered, fit for purpose, without complexity.

Retirement Planning

A clear plan for the lifestyle you want, built on the wealth you have worked to create. Practical timelines, achievable targets, and the structures to support it.

Wealth accumulation strategy

We work with you to build a personalised wealth strategy, identifying the most effective ways to accumulate assets, reduce tax, and grow your net worth over time, inside and outside your business.

Tax planning for wealth creation

Proactive tax planning that goes beyond minimising your annual bill. We look at how your income, investments and business structures interact, and find legal, sustainable ways to keep more of what you earn.

Estate integration with wealth strategy

Connecting your wealth plan with your estate plan, so your investment decisions today support the legacy you are building for tomorrow. We work through Wills, testamentary trusts, powers of attorney and succession planning to ensure your wishes are carried out and your estate is protected.

Access to a trusted network

Where specialist financial planning advice is required, including licensed investment advice and insurance, we work closely with trusted referral partners to ensure you receive holistic, coordinated support. (Details available on request)

Investment Structuring

Helping you hold investments in the right structures, trusts, companies, super, to protect assets, manage risk and optimise your tax position across your portfolio.

INTEGRATED ADVICE

One team. One plan. Complete clarity.

When most people deal with their accountant, their financial planner, and their lawyer in three separate conversations – information gets lost, opportunities get missed and strategies can conflict with each other without anyone realising.

At 360 ONE Wealth, your wealth planning goals and team are managed cohesively alongside your tax, your business and your succession. Every conversation is informed by the complete picture. Every recommendation accounts for the rest of your financial life.

The fragmented approach

Your accountant files your return
Your financial planner manages your investments
Your lawyer updates your Will
Each one holds part of the picture
You connect the dots between them

The 360 ONE approach

Your tax position informs your investment strategy
Your super integrates with your estate plan
Your business structure aligns with your personal wealth goals
One team holds the complete picture
You make decisions with full clarity

WEALTH, ON PURPOSE

Build wealth on purpose, guided by experts.

Most people accumulate wealth reactively. Saving what is left at the end of the month. Investing when they get around to it. Hoping it adds up. At 360 ONE Wealth, we help you build it deliberately. With a clear strategy, the right structures, and advice that connects your business success to your personal financial future. Because wealth is rarely about what you earn. It is about what you keep, what you grow, and what you eventually pass on. For business owners, the line between business finances and personal finances is rarely clean. Decisions made inside your business, how you pay yourself, how you structure your entities, when you draw dividends, have a direct impact on your personal wealth position. We treat them as one integrated picture.

OUR WEALTH SERVICES

A complete approach to building and protecting your wealth.

Super Planning + SMSF

Strategies to maximise your super and build a stronger foundation for retirement. Including full SMSF setup, administration, compliance, audit coordination and strategic investment support.

Insurance + Risk

The right cover to protect your income, your family and your assets. Considered, fit for purpose, without complexity.

Retirement Planning

A clear plan for the lifestyle you want, built on the wealth you have worked to create. Practical timelines, achievable targets, and the structures to support it.

Wealth accumulation strategy

We work with you to build a personalised wealth strategy, identifying the most effective ways to accumulate assets, reduce tax, and grow your net worth over time, inside and outside your business.

Tax planning for wealth creation

Estate integration with wealth strategy

Access to a trusted network

Investment Structuring

Helping you hold investments in the right structures, trusts, companies, super, to protect assets, manage risk and optimise your tax position across your portfolio.

OUR APPROACH

The 1% way. Consistent, disciplined growth strategies.

Wealth is built through patience, precision and a clear plan. We partner with you to make steady, informed decisions that strengthen your financial position over time.

01. UNDERSTAND

We start with a complete picture of where you are today. Assets, liabilities, income, tax position, super, estate and business structure. Most clients are surprised by what this review surfaces.

02. STRATEGY

We develop a personalised wealth strategy that integrates every element of your financial life. A specific roadmap built around your goals, your timeline and your appetite for risk.

03. REVIEW + EVOLVE

Your strategy moves with you. We review it regularly and adjust as your life and business change. New assets, life events, shifts in income, approaching retirement.

SELF MANAGED SUPER

Your super + our expertise = Compliant + Compounding

A self managed super fund gives you control over how your retirement wealth is built and invested. With over 600,000 SMSFs operating in Australia, they are relatively common. Common does not mean simple, though. The rules are complex, the compliance obligations are real, and the cost of getting it wrong can erode the very wealth you are working to protect. At 360 ONE Wealth, we work with SMSF trustees at every stage. From establishing a new fund through to ongoing SMSF administration, SMSF compliance, SMSF audit coordination and SMSF strategic planning. We bring the technical expertise and the strategic thinking, so you can focus on the bigger picture.

OUR SMSF SERVICES

Everything you need to start, manage and expand your SMSF

SMSF setup and establishment

Full SMSF setup including trust deed preparation, trustee structure, ATO registration and bank account establishment, so your fund is ready from day one.

SMSF Administration and record keeping

Accurate, up to date fund records, member statements, investment registers and transaction reconciliation, kept in order all year round.

SMSF compliance and annual return preparation

End to end preparation and lodgement of your SMSF annual return and financial statements, with every compliance obligation met on time.

SMSF Audit coordination with approved SMSF auditors

Coordination with approved SMSF auditors on your behalf, managing the documentation and communication to keep your fund audit ready.

SMSF Investment strategy development

A documented, considered investment strategy that reflects your goals and meets compliance requirements, reviewed and refined as your circumstances evolve.

SMSF Integration with broader wealth and tax planning

Your SMSF strategy connected to your personal wealth, tax position and business interests, so every dimension of your financial life is working in sync.

MELBOURNE WEALTH ADVISORS

Why our clients come back, year after year.

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Nicole Adams

Architect

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Ethan Young

Engineer

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Megan Allen

Designer

Your Legacy

You have built something valuable. Now let it work for you.

Clients don’t always come to us knowing how they want to manage their financial assets, they are typically business owners and professionals who have reached the point where they are earning well, but suspect their money is not working as hard as they are. They are thinking about the future. Retirement. Leaving something meaningful for their family. Selling the business one day. Simply having more freedom sooner. They are not necessarily looking for a financial planner in the traditional sense. They want someone who understands their business, knows their tax position, and connects those dots into a wealth strategy that actually makes sense for their life. If you are at that stage, or close to it, a conversation is worth having.

BEYOND WEALTH

360° Service Offering

Wealth is just one of our connected divisions at 360 ONE. Your wealth and SMSF work is fully integrated with the team handling your accounting, your advisory needs, your books and your succession planning. One team, one plan, one complete view.

Important Information

The information on this page is general in nature and is provided for educational and informational purposes only. It does not constitute personal financial product advice and has been prepared without taking into account your individual objectives, financial situation or needs. 360 ONE is not a licensed financial adviser and does not provide personal financial product advice, investment advice, insurance advice, or advice on the acquisition or disposal of financial products. Where licensed advice of this nature is required, we work alongside trusted referral partners who hold the appropriate Australian Financial Services Licence (AFSL) and can provide advice tailored to your circumstances. Before acting on any of the information provided, you should consider whether it is appropriate to your individual objectives, financial situation and needs. Where relevant, you should obtain and consider the relevant Product Disclosure Statement (PDS) and seek advice from a licensed financial adviser before making any financial decisions. 360 ONE provides SMSF accounting, administration, compliance and audit coordination services. Personal advice on the establishment or operation of an SMSF, and advice on the acquisition or disposal of financial products held within an SMSF, requires an Australian Financial Services Licence. Where this advice is required, we work alongside licensed referral partners. The information on this page is general in nature only.